By accessing or using the website at [email protected] (the "Site") or any services provided by Your Money Stragetist ("we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the Site or our services.
2. SMS Communications Program
Program Name:
Your Money Stragetist SMS Communications
Program Description:
By opting in to our SMS program, you consent to receive text messages from Your Money Stragetist including appointment reminders, service updates, follow-ups to your inquiries, and information you have requested about our financial planning, insurance, and advisory services.
Message Frequency:
Message frequency varies based on your interactions with us. You may receive up to 5 messages per month. Recurring messages may be sent for appointment reminders and service follow-ups.
Message and data rates may apply.
Standard message and data rates from your wireless carrier may apply to SMS messages sent and received. Check with your carrier for details about your messaging plan.
Opt-Out Instructions:
You can cancel SMS messages at any time. Simply text STOP to any message you receive from us. After texting STOP, you will receive a one-time confirmation message and will no longer receive SMS messages from us unless you opt in again.
Help:
If you need assistance, text HELP to any message you receive from us, or contact us directly:
Your phone number and SMS opt-in consent will not be shared with third parties or affiliates for marketing or promotional purposes. See our full Privacy Policy for details on how we handle your information.
Supported Carriers:
Compatible with major US carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Carriers are not liable for delayed or undelivered messages.
3. Use of the Website
You agree to use this Site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use and enjoyment of the Site. You may not use the Site to distribute harmful content, attempt to gain unauthorized access to our systems, or engage in any activity that could damage or impair the Site.
4. Financial Services Disclaimer
The content on this Site is for informational purposes only and does not constitute financial, investment, tax, or legal advice. Any financial strategies, projections, or illustrations presented are hypothetical and may not reflect actual results. Past performance does not guarantee future results. You should consult with a qualified financial professional before making any financial decisions.
5. Intellectual Property
All content on this Site, including text, graphics, logos, images, and software, is the property of Your Money Strategist or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
6. Third-Party Links
Our Site may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites.
7. Limitation of Liability
To the fullest extent permitted by law, Your Money Strategist shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or our services. Our total liability to you for any claims arising from the use of the Site shall not exceed the amount you have paid us, if any, in the twelve (12) months preceding the claim.
8. Indemnification
You agree to indemnify, defend, and hold harmless Your Money Strategist, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including attorney's fees) arising from your use of the Site or violation of these Terms.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in San Bernardino County, California.
10. Changes to These Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the Site after any changes constitutes acceptance of the revised Terms.
11. Contact Us
If you have any questions about these Terms and Conditions, please contact us: