1. Introduction

AG LEGACY PLANNING LLC "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website at [email protected], use our services, or communicate with us via phone, email, or SMS.

2. Information We Collect

We may collect the following types of personal information:

Contact Information: Name, email address, phone number, and mailing address.

Financial Information: Information you voluntarily provide through our forms, questionnaires, or consultations, such as income, assets, insurance needs, and retirement goals.

Communication Data: Records of your communications with us, including emails, phone calls, and SMS messages.

Website Usage Data: IP address, browser type, pages visited, and other analytics data collected through cookies and similar technologies.

Form Submissions: Any information you provide when filling out contact forms, consultation requests, insurance applications, or other forms on our website.

3. How We Use Your Information

We use the information we collect for the following purposes:

To provide financial planning, insurance, and advisory services you have requested.

To respond to your inquiries and communicate with you about our services.

To send appointment reminders and service-related notifications via SMS, email, or phone.

To process insurance applications and financial planning questionnaires.

To improve our website, services, and customer experience.

To comply with legal and regulatory obligations.

4. Information Sharing — No Third-Party Marketing

We do NOT sell, rent, trade, or share your personal information with third parties for marketing purposes.

Your information will never be provided to outside companies for their own promotional or marketing use. We may share your information only in the following limited circumstances:

Service Providers: With trusted partners who assist us in operating our business (e.g., insurance carriers, CRM systems), bound by confidentiality agreements.

Legal Requirements: When required by law, regulation, or legal process.

Your Consent: When you have given explicit consent to share specific information.

5. SMS/Text Messaging

If you opt in to receive SMS communications from AG LEGACY PLANNING LLC we may send you appointment reminders, service updates, and responses to your inquiries. Message and data rates may apply. You may opt out at any time by texting STOP to any message. Text HELP for assistance. Your phone number and SMS consent will not be shared with third parties for marketing purposes.

6. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These include encrypted data transmission (SSL/TLS), secure data storage, and access controls. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes described in this policy, or as required by applicable law and regulatory obligations. When your information is no longer needed, we will securely delete or anonymize it.

8. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can control cookie preferences through your browser settings. Disabling cookies may affect your ability to use certain features of our website.

9. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: Request a copy of the personal information we hold about you.

Correction: Request correction of inaccurate or incomplete information.

Deletion: Request deletion of your personal information, subject to legal retention requirements.

Opt-Out: Opt out of SMS communications by texting STOP, or email communications by using the unsubscribe link.

To exercise any of these rights, please contact us using the information below.

10. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to request deletion, and the right to opt out of the sale of personal information. We do not sell personal information.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: